307 Willowpointe Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 307 Willowpointe Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 1984
Lot Size	1.05 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Nov 2019)
Tax Bill	$4,746 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`567906A090`

Property Details

APN / Parcel Number

Primary APN	`567906A090`
Alternative APN	`3-0107-5632-00-0087.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	1,764 sqft
Finished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	567906A090
Old Parcel Number	567906A090
Street Address	307 WILLOWPOINTE DR
City	SAINT CHARLES
State	MO
Zip	63304-7690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES #3 LOT 87
Legal Range	03E
Legal Township	46N
Legal Subdivision	LAKES #3
Legal Lot Number	87
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3025
Census Tract	311124

Owner

Source: St. Charles County records · APN 567906A090

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Jun 17, 2019
Deed Document Number	0007180809
Deed Book / Page	7180 / 0809
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	307 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7690
Document Number	0000067138
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	307 WILLOWPOINTE DR ST CHARLES MO 633047690, ST CHARLES, MO 63304-7690

Mortgage

Document Number	0000067138
Date	Sep 11, 2020
Instrument	67138

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,746.00	$80,086 (+12.6%)	$421,505 (+12.6%)
2023		$71,123
2022			$374,331 Land $100,000 Building $274,331

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111243, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force 6 of 9 on primary residences
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017, other causes

Wildfire

Wildfire Risk	Low above 3% of the US · above 5% of Missouri
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.