Cass County property record for 308 W Wayne St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1955 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,900 (Jul 2020) |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-556-00 |
| Primary APN | 14-160-200-556-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Building Perimeter |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 308 W WAYNE ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1047-A E 1/2 OF W 2/3 LOTS 278 & 280 PATRICK HAMILTON'S 4TH ADD CITY OF DOWAGIAC. |
| Legal Subdivision | PATRICK HAMILTON 4TH ADD |
| Legal Lot Number | 278,280 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1901 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 W WAYNE ST, DOWAGIAC, MI 49047-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Jul 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jul 7, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on Record |
| Deed Sale | Jul 7, 2020 · Amount on Record |
| Deed Book / Page | 1175 / 1367 |
| Prior Transfer Date | Mar 27, 2012 |
| Prior Transfer Doc | 1175/1363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jun 18, 2026 |
| Property Address | 308 W WAYNE ST, DOWAGIAC, MI 49047-1134 |
| Document Number | 0000032776 |
| Book / Page | 1278 / 350 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202632776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 308 W WAYNE ST, DOWAGIAC, MI 49047-1134 |
| Document Number | 0000032776, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 1278/350 |
| Instrument | 202632776 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 7, 2020 |
| Property Address | 308 W WAYNE ST, DOWAGIAC, MI 49047-1134 |
| Document Number | 01175/1367 |
| Book / Page | 1175 / 1367 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59204 TERRITORIAL RD, 59204, DECATUR, MI 49045-9055 |
| Name | Verified Name |
|---|---|
| Address | 55313 SINK RD, DOWAGIAC, MI 49047-9309 |
| Document Number | 0011751370 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 1175/1370 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 7, 2020 |
| Property Address | 308 W WAYNE ST, DOWAGIAC, MI 49047-1134 |
| Document Number | 1175/1363 |
| Book / Page | 1175 / 1363 |
| Instrument Date | Mar 27, 2012 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 W WAYNE ST, 308, DOWAGIAC, MI 49047-1134 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 59204 TERRITORIAL RD, DECATUR, MI 49045-9055 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,900 (+10.47%) Land $55,900 | $111,800 (+10.47%) Land $111,800 | |
| 2025 | $1,582.00 (+1.54%) Homeowner's exemption | $50,600 (+24.32%) Land $50,600 | $101,200 (+24.32%) Land $101,200 |
| 2024 | $1,558.00 (+11.37%) | ||
| 2023 | $40,700 | $81,400 | |
| 2022 | $1,399.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures