308 W Edwards St, Payson, IL 62360 Property Records

Adams County property record for 308 W Edwards St, Payson, IL 62360

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,371 sqft)
Owner	Individual Name on Record
Tax Bill	$2,092 (2024)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180048400000`

Property Details

APN / Parcel Number

Primary APN	`180048400000`

Exterior

Lot Area	20,371 sqft (0.47 acres)

Location & Zoning

Street Address	308 W EDWARDS ST
City	PAYSON
State	IL
Zip	62360-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 ORIGINAL PAYSON LOT 75
Legal Range	7W
Legal Township	3S
Legal Section	7
Legal Subdivision	SCARBOROUGH BENARD AND THOMPSONS SUB
Legal Lot Number	75
Jurisdiction	ADAMS IL
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3006
Census Tract	10302

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 W EDWARDS ST, PAYSON, IL 62360-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	308 W EDWARDS ST, PAYSON, IL 62360-1000
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R05742
Date	Jul 24, 2018
Instrument	2018R-05742

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	308 W EDWARDS ST, PAYSON, IL 62360-1000
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04297
Date	Jul 9, 2019
Instrument	2019R-04297

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 8, 2029

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	308 W EDWARDS ST, PAYSON, IL 62360-1000
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R08903
Date	Sep 20, 2021
Instrument	2021R-08903

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IL
Recording Date	Jun 22, 2018
Property Address	308 W EDWARDS ST, PAYSON, IL 62360-1000
Document Number	2018R04888
Instrument Date	Jun 8, 2018
Instrument	2018R-04888
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W EDWARDS ST, PAYSON, IL 62360-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Payson Township
Municipality	Payson Village
Unified School District	Payson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,110 (+22.06%) Land $8,580 Building $32,530	$123,330 (+22.06%) Land $25,740 Building $97,590
2024	$2,092.00 (+9.93%)
2022		$33,680 Land $7,020 Building $26,660	$101,040 Land $21,060 Building $79,980
2021	$1,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON serves 1,386 people · EPA ID IL0010550
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Illinois Net.

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