Adams County property record for 206 W Edwards St, Payson, IL 62360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.95 acres (41,577 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Jul 2025) |
| Tax Bill | $2,782 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2006 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180046100000 |
| Primary APN | 180046100000 |
|---|
| Lot Area | 41,577 sqft (0.95 acres) |
|---|
| Street Address | 206 W EDWARDS ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 ORIGINAL PAYSON LOTS 53 & 64 |
| Legal Range | 7W |
| Legal Township | 3S |
| Legal Section | 7 |
| Legal Subdivision | SCARBOROUGH |
| Legal Lot Number | 64,53 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10302 |
Source: Adams County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1418 HAMPSHIRE ST, QUINCY, IL 62301-3142 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK |
| Sep 7, 2006 | Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK OF LIBERTY |
| Jul 2, 2025 | Warranty Deed, Transfer · Commercial Mortgage HOME BANK NA |
| Jan 26, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Deed Document Number | 20253830 |
| Prior Transfer Date | Jan 12, 2022 |
| Prior Transfer Doc | 2022R00720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 206 W EDWARDS ST, PAYSON, IL 62360-1400 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022R03350 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022R-03350 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 206 W EDWARDS ST, PAYSON, IL 62360-1400 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0706/09314 |
|---|---|
| Date | Sep 7, 2006 |
| Book Page | 0706/09314 |
| Name | THE FARMERS BANK OF LIBERTY |
|---|---|
| Address | BARRY, IL 62312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 10, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jul 2, 2025 |
| Property Address | 206 W EDWARDS ST, PAYSON, IL 62360-1400 |
| Document Number | 2025R03830 |
| Map Reference | MB H PG 241 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025R-03830 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 507 N MAIN ST, PAYSON, IL 62360-1162 |
| Name | Verified Name |
|---|---|
| Address | 1418 HAMPSHIRE ST, QUINCY, IL 62301-3142 |
| Document Number | 2025R03831 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 2025R-03831 |
| Name | HOME BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jan 26, 2022 |
| Property Address | 206 W EDWARDS ST, PAYSON, IL 62360-1400 |
| Document Number | 2022R00720 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022R-00720 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5821 MOWEN DR, QUINCY, IL 62305-8330 |
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,870 (+8.02%) Land $17,120 Building $27,750 | $134,610 (+8.02%) Land $51,360 Building $83,250 | |
| 2024 | $2,782.00 (+9.36%) | $41,540 (+12.97%) Land $15,850 Building $25,690 | $124,620 (+12.97%) Land $47,550 Building $77,070 |
| 2022 | $36,770 Land $14,030 Building $22,740 | $110,310 Land $42,090 Building $68,220 | |
| 2021 | $2,544.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON serves 1,386 people · EPA ID IL0010550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Illinois Net Fixed Wireless | 100 / 20 |
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