308 Union St, Gaffney, SC 29340 Property Records

Cherokee County property record for 308 Union St, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details2,440 sqft · built 2013
Lot Size1.57 acres (68,389 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (May 2025)
Tax Bill$4,899 (2025)
Deeds & MortgagesOct 2026 Line of Credit
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN005068-23-3

Property Details

APN / Parcel Number

Primary APN005068-23-3
Alternative APNs
  • 1000200085000 61791289
  • 100-02-00-085.000
  • 005171223

Interior

Stories2 Stories
Building Area2,440 sqft Living Area
Basement Area910 sqft
Finished Basement910 sqft
Unfinished Basement910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Lot Area68,389 sqft (1.57 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Street Address308 UNION ST
CityGAFFNEY
StateSC
Zip29340-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal Description308 UNION ST 1.57AC
Legal SubdivisionFREDERICK WEATHERFORD
Legal TractPD
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group2
Census Block2002
Census Tract970601

Owner

308 Union St is owned and occupied by an individual who bought it in May 2025.

Source: Cherokee County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address308 UNION ST, GAFFNEY, SC 29340-2237
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Deed of Trust, Mortgage · Line of Credit
FEDERAL SAVINGS AND LOANS
May 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2025 · Amount on File
Deed SaleMay 6, 2025 · Amount on File
Prior SaleJan 10, 2022 · Amount on File
Deed Document Number20252414
Deed Book / Page184 / 1138
Prior Transfer DateDec 12, 2024
Prior Transfer Doc0001791389
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateOct 2, 2026
Property Address308 UNION ST, GAFFNEY, SC 29340-2237
Document Number0000005666
Book / Page204 / 1404
Instrument DateSep 28, 2026
Instrument20265666
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 UNION ST, GAFFNEY, SC 29340-2237

Mortgage

Document Number0000005666,
DateOct 2, 2026
Book Page204/1404
Instrument20265666
Lender
NameFEDERAL SAVINGS AND LOANS
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 5, 2041
Interest
Max Rate-1%

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE SC
Recording DateMay 11, 2018
Property Address308 UNION ST, GAFFNEY, SC 29340-2237
Document Number0001031431
Book / Page000103 / 001431
Instrument DateApr 24, 2018
Instrument2364
Transaction TypeTransfer
Record UpdatedJun 12, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address308 UNION ST GAFFNEY SC 293402237, GAFFNEY, SC 29340-2237

Tax Assessment & Valuation

The 2025 property tax bill for 308 Union St was $4,899 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,899.00 Homeowner's exemption$11,810 Land $1,380 Building $10,430$196,800 Land $23,000 Building $173,800
2023$1,304.00$7,870 Land $920 Building $6,950$196,800 Land $23,000 Building $173,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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