Cherokee County property record for 304 Union St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,480 sqft · built 1960 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Oct 2024) |
| Tax Bill | $4,675 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 023967-23-3 |
| Primary APN | 023967-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,480 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 304 UNION ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 304 UNION ST 0.44AC |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970601 |
304 Union St is owned and occupied by two individuals who bought it in October 2024.
Source: Cherokee County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5021 DORIS AVE, CHARLOTTE, NC 28205-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2019 | Grant Deed, Transfer MOVEMENT MTG |
| Oct 3, 2017 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | 20245342 |
| Deed Book / Page | 177 / 2632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 4, 2019 |
| Property Address | 304 UNION ST, GAFFNEY, SC 29340-2237 |
| Document Number | 0001122857 |
| Book / Page | 000112 / 002857 |
| Instrument Date | May 31, 2019 |
| Instrument | 2670 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 UNION ST GAFFNEY SC 293402237, GAFFNEY, SC 29340-2237 |
| Document Number | 1122860 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 000112/002860 |
| Instrument | 2671 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 304 UNION ST, GAFFNEY, SC 29340-2237 |
| Document Number | 0000980930 |
| Book / Page | 000098 / 000930 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 304 UNION ST GAFFNEY SC 293402237, GAFFNEY, SC 29340-2237 |
| Document Number | 0000980930 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 000098/000930 |
| Instrument | 5090 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2047 |
The 2025 property tax bill for 304 Union St was $4,675 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,675.00 Homeowner's exemption | $11,270 Land $1,800 Building $9,470 | $187,800 Land $30,000 Building $157,800 |
| 2023 | $903.00 | $5,450 Land $600 Building $4,850 | $140,600 Land $15,000 Building $125,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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