308 Thoreau Blvd, O Fallon, MO 63366 Property Records

St. Charles County property record for 308 Thoreau Blvd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 2003
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,102 (Mar 2004)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T020300029`

Property Details

APN / Parcel Number

Primary APN	`T020300029`
Alternative APN	`2-0050-8662-00-0014.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	5,000 sqft
1st Floor Area	2,269 sqft
Basement Area	2,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	212 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300029
Street Address	308 THOREAU BLVD
City	O FALLON
State	MO
Zip	63366-7451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #3A LOT 14
Legal Subdivision	VLGS AT WALDON POND #3A
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3007
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 THOREAU BLVD, O FALLON, MO 63366-7451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Beneficiary Deed, Transfer
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2004 · Amount on Record
Deed Sale	Mar 2, 2004 · Amount on Record
Deed Document Number	2004183990
Deed Book / Page	3795 / 1408
Last Transfer Date	Jan 31, 2024
Transfer Doc	0000005662
Record Updated	Oct 29, 2026

February 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2024
Property Address	308 THOREAU BLVD, O FALLON, MO 63366-7451
Document Number	0000005662
Map Reference	MB 37 PG 286
Instrument Date	Jan 31, 2024
Instrument	2024R-005662
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 THOREAU BLVD, O FALLON, MO 63366-7451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 THOREAU BLVD, O FALLON, MO 63366-7451

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	308 THOREAU BLVD, O FALLON, MO 63366-7451
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 THOREAU BLVD, O FALLON, MO 63366-7451

Mortgage

Document Number	2021R088742
Date	Oct 26, 2021
Instrument	2021R-088742

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	308 THOREAU BLVD, O FALLON, MO 63366-7451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066800076
Date	Jan 3, 2017
Book Page	6680/0076
Instrument	20170103000004890

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	308 THOREAU BLVD, O FALLON, MO 63366-7451
Document Number	0068851119
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 THOREAU BLVD O FALLON MO 633667451, O FALLON, MO 63366-7451

Mortgage

Document Number	0068851119
Date	Mar 1, 2018
Book Page	006885/001119
Instrument	109610

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,379 (-)	$428,312 (-) Land $80,000 Building $348,312
2025	$5,215.00	$81,379 (+7.88%)	$428,312 (+7.88%) Land $80,000 Building $348,312
2023		$75,432
2022			$397,008 Land $55,000 Building $342,008

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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