294 Thoreau Blvd, O Fallon, MO 63366 Property Records

St. Charles County property record for 294 Thoreau Blvd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,197 sqft · built 2005
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Dec 2015)
Tax Bill	$5,118 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T020300056`

Property Details

APN / Parcel Number

Primary APN	`T020300056`
Alternative APN	`2-0050-8662-00-0127.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,197 sqft Living Area
Gross Area	4,906 sqft
1st Floor Area	2,277 sqft
Basement Area	1,999 sqft
Finished Basement	920 sqft
Unfinished Basement	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	86 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T020300056
Street Address	294 THOREAU BLVD
City	O FALLON
State	MO
Zip	63366-7450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #3A LOT 127
Legal Subdivision	VLGS AT WALDON POND #3A
Legal Lot Number	127
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4014
Census Tract	311802

Owner

294 Thoreau Blvd is owned and occupied by two individuals who bought it in December 2015.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	294 THOREAU BLVD, O FALLON, MO 63366-7450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on File
Deed Sale	Dec 30, 2015 · Amount on File
Prior Sale	Jul 27, 2005 · Amount on File
Deed Document Number	2015851370
Deed Book / Page	6471 / 2103
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	294 THOREAU BLVD, O FALLON, MO 63366-7450
Document Number	0073270720
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	294 THOREAU BLVD O FALLON MO 633667450, O FALLON, MO 63366-7450

Mortgage

Document Number	0073270720
Date	Jun 23, 2020
Book Page	007327/000720
Instrument	428670

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 22, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 294 Thoreau Blvd was $5,118.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,856 (-)	$420,294 (-) Land $80,000 Building $340,294
2025	$5,118.00	$79,856	$420,294 Land $80,000 Building $340,294
2023		$71,753
2022			$377,650 Land $55,000 Building $322,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 294 Thoreau Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Thoreau Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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