308 SW Ridge Ln, Stuart, FL 34994 Property Records

Martin County property record for 308 SW Ridge Ln, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,795 sqft · built 1981
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Apr 2023)
Tax Bill	$9,232 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-030-000-0007.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-030-000-0007.0-6-0000`
Alternative APNs	`08-38-41-030-000-00070-6` `838410300000007060000` `25684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,795 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25684
Street Address	308 SW RIDGE LN
City	STUART
State	FL
Zip	34994-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHISPERING PINES LOT 7 & 10 STRIP ADJ N/LN
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	WHISPERING PINES
Legal Block	1
Legal Lot Number	7,10
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1004
Census Tract	702

Owner

308 SW Ridge Ln is owned and occupied by two individuals who bought it in April 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 SW RIDGE LN, STUART, FL 34994-7126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNHUSKER BANK
Sep 16, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 20, 2022	Correction Deed ACCOMMODATION
Feb 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 25, 2019	Warranty Deed, Transfer FIRST INT'L TITLE
Feb 26, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	20233013786
Deed Book / Page	3372 / 441
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0030430839
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 28, 2023
Property Address	308 SW RIDGE LN, STUART, FL 34994-7126
Document Number	0033720441
Book / Page	3372 / 441
Map Reference	MB 7 PG 49
Instrument Date	Apr 27, 2023
Instrument	3013786
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1759 SW WILLOWBEND LN, PALM CITY, FL 34990-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7535 TAVIN DR, LINCOLN, NE 68516-1763

Mortgage

Document Number	0003372443
Date	Apr 28, 2023
Instrument	3372/443

Lender

Name	CORNHUSKER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 16, 2022
Property Address	308 SW RIDGE LN, STUART, FL 34994-7126
Document Number	0033360716
Book / Page	3336 / 716
Map Reference	MB 7 PG 49
Instrument Date	Sep 15, 2022
Instrument	2980860
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1308, STUART, FL 34995-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1308, STUART, FL 34995-1308

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 20, 2022
Property Address	308 SW RIDGE LN, STUART, FL 34994-7126
Document Number	0033200517
Book / Page	3320 / 517
Map Reference	MB 7 PG 49
Instrument Date	Jun 17, 2022
Instrument	2966527
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1308, STUART, FL 34995-1308

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 16, 2021
Property Address	308 SW RIDGE LN, STUART, FL 34994-7126
Document Number	0031980130
Book / Page	3198 / 130
Map Reference	MB 7 PG 49
Instrument Date	Jan 15, 2021
Instrument	2868344
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1308, STUART, FL 34995-1308

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 25, 2019
Property Address	308 SW RIDGE LN, STUART, FL 34994-7126
Document Number	0030670804
Book / Page	003067 / 000804
Instrument Date	Jun 19, 2019
Instrument	2761782
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1308 STUART FL 349951308, STUART, FL 34995-1308

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 26, 2019
Property Address	308 SW RIDGE LN, STUART, FL 34994-7126
Document Number	0030430839
Book / Page	003043 / 000839
Instrument Date	Feb 11, 2019
Instrument	2740742
Transaction Type	Foreclosure
Record Updated	Mar 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,612.80
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	710 SANDY POINT LN WEST PALM BEACH FL 334103427, WEST PALM BEACH, FL 33410-3427

Tax Assessment & Valuation

The 2025 property tax bill for 308 SW Ridge Ln was $9,232 with a homeowner's exemption, down 4.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,232.00 (-4.39%) Homeowner's exemption	$562,370 Land $205,000 Building $357,370	$562,370 Land $205,000 Building $357,370
2024	$9,656.00 (+9.96%)
2023	$8,781.00 (+128.55%)	$470,320 (+93.12%) Land $205,000 Building $265,320	$470,320 (+17.75%) Land $205,000 Building $265,320
2022	$3,842.00 Homeowner's exemption	$243,543	$399,420 Land $165,000 Building $234,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 SW Ridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2005–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 SW Ridge Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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