329 SW Ridge Ln, Stuart, FL 34994 Property Records

Martin County property record for 329 SW Ridge Ln, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,715 sqft · built 1983
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2024)
Tax Bill	$5,161 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-030-000-0013.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-030-000-0013.0-4-0000`
Alternative APNs	`08-38-41-030-000-00130-4` `838410300000013040000` `25690`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	1,715 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25690
Street Address	329 SW RIDGE LN
City	STUART
State	FL
Zip	34994-7127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHISPERING PINE LOT 13
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	WHISPERING PINES
Legal Block	1
Legal Lot Number	13
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1004
Census Tract	702

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8043 HORSESHOE COTTAGE CIR, LORTON, VA 22079-2370
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Jul 6, 2017	Warranty Deed, Transfer · Conventional with PMI PHILIP GLEASON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	20243098306
Deed Book / Page	3466 / 951
Prior Transfer Date	Sep 30, 2013
Prior Transfer Doc	0026820538
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Jun 22, 2026
Property Address	329 SW RIDGE LN, STUART, FL 34994-7127
Document Number	0003192105
Book / Page	3574 / 1747
Instrument Date	Jun 12, 2026
Instrument	20263192105
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 SW RIDGE LN, STUART, FL 34994-7127

Mortgage

Document Number	0003192105,
Date	Jun 22, 2026
Book Page	3574/1747
Instrument	20263192105

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 6, 2017
Property Address	329 SW RIDGE LN, STUART, FL 34994-7127
Document Number	0029351419
Book / Page	002935 / 001419
Instrument Date	Jun 28, 2017
Instrument	2643912
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8043 HORSESHOE COTTAGE CIR LORTON VA 220792370, LORTON, VA 22079-2370

Mortgage

Document Number	29351421
Date	Jul 6, 2017
Book Page	002935/001421
Instrument	2643913

Lender

Name	PHILIP GLEASON
Address	206 SE VILLAS ST, STUART, FL 34994-3431
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Jul 5, 2020

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,161.00 (-0.81%)	$329,080 (+5.99%)	$506,410 (+3.73%) Land $205,000 Building $301,410
2024	$5,203.00 (+2.18%)
2023	$5,092.00 (+3.75%) Additional exemption filed	$310,492 (+3%)	$488,210 (+17.54%) Land $205,000 Building $283,210
2022	$4,908.00 Homeowner's exemption	$301,449	$415,370 Land $165,000 Building $250,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2005–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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