308 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 308 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1962
Lot Size	0.517 acres (22,505 sqft)
Owner	Individual Name on Record
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-162-600`

Property Details

APN / Parcel Number

Primary APN	`057-162-600`
Alternative APN	`057162260`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	22,505 sqft (0.517 acres)

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	308 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH0S18
Legal Description	LOT 44 & PTN LOTS 40 & 42 EMERALD LAKE PARK NO 5 RSM 11/7
Legal Subdivision	EMERALD LAKE
Legal Lot Number	40
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage JUS4DOCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 26, 2004
Transfer Doc	0000156411
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	308 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SUMMIT DR, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000044420
Date	Sep 14, 2023
Instrument	2023-044420

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	836 Months
Due	May 21, 2093

Interest

Rate Type	Adjustable Rate
Rate	8.01%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	308 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W SUMMIT DR, EMERALD HILLS, CA 94062-3339

Mortgage

Document Number	0000077689
Date	Nov 4, 2022
Instrument	2022-077689

Lender

Name	JUS4DOCS LLC
Type	Non-Lending Institution
Address	GARDNERVILLE, NV 89460

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,974 (+2%) Land $138,595 Building $25,379
2025	$3,804.00 (+5.17%)	$160,760 (+4.04%) Land $135,878 Building $24,882
2023	$3,617.00 (+4.36%)	$154,519 Land $130,602 Building $23,917	$1,203,570
2022	$3,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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