302 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 302 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,160 sqft · built 1989
Lot Size	0.362 acres (15,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Dec 2019)
Tax Bill	$20,693 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-162-510`

Property Details

APN / Parcel Number

Primary APN	`057-162-510`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,160 sqft Living Area
1st Floor Area	1,820 sqft
2nd Floor Area	1,340 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Roof Material	Other
Lot Area	15,786 sqft (0.362 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	302 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	NWLY PTN LOT 45 EMERALD LAKE PARK
Legal Subdivision	EMERALD LAKE
Legal Lot Number	45
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit SAN MATEO CU
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 4, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 10, 2018	Quit Claim Deed, Transfer · Conventional Mortgage AMEND 1994 DIRIDON REV TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	2019102483
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0000026920
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE PIRT, CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000168856
Date	Dec 10, 2021
Instrument	2021-168856

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000108397
Date	Jul 21, 2021
Instrument	2021-108397

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Document Number	0000068136
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 SUMMIT DR EMERALD HILLS CA 940623330, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000068136
Date	Jul 16, 2020
Instrument	68136

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 4, 2019
Property Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Document Number	0000102483
Instrument Date	Dec 3, 2019
Instrument	102483
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,705.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 SUMMIT DR REDWOOD CITY CA 94062, REDWOOD CITY, CA 94062

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 10, 2018
Property Address	302 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Document Number	0000026920
Instrument Date	Apr 5, 2018
Instrument	26920
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	302 SUMMIT DR EMERALD HILLS CA 940623330, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	26921
Date	Apr 10, 2018
Instrument	26921

Lender

Name	AMEND 1994 DIRIDON REV TR (RT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,745,609 (+2%) Land $1,059,740 Building $685,869
2025	$20,693.00 (+3.16%) Homeowner's exemption	$1,711,383 (+4.04%) Land $1,038,961 Building $672,422
2023	$20,060.00 (+4.87%) Homeowner's exemption	$1,644,930 Land $998,618 Building $646,312	$2,666,610
2022	$19,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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