308 Summit Ct, Lake Lure, NC 28746 Property Records

Rutherford County property record for 308 Summit Ct, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,604 sqft · built 1999
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Tax Bill	$6,151 (2022)
Flood Zone	Zone X (minimal risk)
APN	`1621701`

Property Details

APN / Parcel Number

Primary APN	`1621701`
Alternative APN	`35201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,604 sqft Heated Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,851 sqft (2.43 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	818 sqft
Deck Area	35 sqft
Patio Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	35201
Street Address	308 SUMMIT CT
City	LAKE LURE
State	NC
Zip	28746-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FAIRFIELD MTNS DEERFIELD LO109 PL10-129
Legal Subdivision	DEERFIELD
Legal Block	12
Legal Lot Number	109
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1006
Census Tract	960301

Owner

308 Summit Ct is owned and occupied by an individual.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	308 SUMMIT CT, LAKE LURE, NC 28746-9414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000067042
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Lake Lure Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$780,900 Land $175,000 Building $605,900	$780,900 Land $175,000 Building $605,900
2022	$6,151.00
2021	$6,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Summit Ct in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2021–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Summit Ct is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000