161 Summit Ct, Lake Lure, NC 28746 Property Records

Rutherford County property record for 161 Summit Ct, Lake Lure, NC 28746 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,747 sqft Heated Area
Lot Size	28,314 sqft (0.65 acres)
Occupancy	Owner Occupied
Last Sale	$462,000 (2025)
Tax Bill	$3,133.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1600328`
Alternative APN	`22944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,747 sqft Heated Area
Basement Area	676 sqft Basement
Finished Basement	676 sqft Finished
Stories	1 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	28,314 sqft (0.65 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	280 sqft Garage

Exterior Amenities

Deck Area	354 sqft Deck
Patio Area	888 sqft Patio
Porch	1 Porch
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	A/C Fan Cooling Cooling
Heating System	Heat Pump Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	161 SUMMIT CT
City	LAKE LURE
State	NC
Zip	28746-9262
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FAIRFIELD MTNS DEERFIELD LO:34 PL:10-129
Legal Subdivision	DEERFIELD FAIRFILED MOUNTAINS
Legal Lot Number	34
Jurisdiction	RUTHERFORD NC
Minor Civil Division	CHIMNEY ROCK
Census Blockgroup	1
Census Block	1006
Census Tract	960301

Owner

Source: Rutherford County records · APN 1600328

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	161 SUMMIT CT, LAKE LURE, NC 28746-9262
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2025 · Amount on Record
Deed Sale	Apr 09, 2025 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Prior Transfer Date	Nov 15, 2016
Prior Transfer Doc	0011390321
Record Refreshed	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 28, 2020
Property Address	161 SUMMIT CT, LAKE LURE, NC 28746-9262
Document Number	0020303844
Book / Page	2030 / 3844
Map Reference	MB 10 PG 129
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 TANNER DR, 172, LAKE LURE, NC 28746-9869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9924 CONCORD HWY, MIDLAND, NC 28107-9361

Mortgage

Document Number	0020303846
Date	Feb 28, 2020
Instrument	2030/3846

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2035

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Lake Lure Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,133.00 (+31.03%)	$380,800 (-) Land $100,000 Building $280,800	$380,800 (-) Land $100,000 Building $280,800
2023		$380,800 Land $100,000 Building $280,800	$380,800 Land $100,000 Building $280,800
2022	$2,391.00
2021	$2,391.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	About 1 in 610 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.