308 Spruce St, Salisbury, NC 28146 Property Records

Rowan County property record for 308 Spruce St, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,015 sqft · built 1981
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,500 (Sep 2009)
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354B101`

Property Details

APN / Parcel Number

Primary APN	`354B101`
Alternative APN	`6299344`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	2,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached
Garage Area	462 sqft
Porch	Porch
Porch Area	138 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	308 SPRUCE ST
City	SALISBURY
State	NC
Zip	28146-7850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L43
Legal Subdivision	SECTION B EASTWOOD
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3011
Census Tract	51002

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 SPRUCE ST, SALISBURY, NC 28146-7850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Intrafamily Transfer, Transfer · Line of Credit FARMERS & MERCHANTS BANK
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2009 · Amount on Record
Deed Sale	Sep 11, 2009 · Amount on Record
Prior Sale	Mar 30, 2005 · Amount on Record
Deed Book / Page	1149 / 393
Last Transfer Date	Oct 15, 2021
Transfer Doc	0013870765
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Nov 2, 2021
Property Address	308 SPRUCE ST, SALISBURY, NC 28146-7850
Document Number	0013870765
Book / Page	1387 / 765
Map Reference	MB 9995 PG 1392
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SPRUCE ST, SALISBURY, NC 28146-7850

Mortgage

Document Number	1387766
Date	Nov 2, 2021
Instrument	1387/766

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	308 SPRUCE ST, SALISBURY, NC 28146-7850
Document Number	0012830313
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SPRUCE ST SALISBURY NC 281467850, SALISBURY, NC 28146-7850

Mortgage

Document Number	0012830313
Date	Jan 17, 2017
Book Page	001283/000313

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2032

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Granite Quarry Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,284.00	$322,020 (-) Land $30,000 Building $292,020
2023	$3,284.00	$322,020 Land $30,000 Building $292,020	$322,020 Land $30,000 Building $292,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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