223 Spruce St, Salisbury, NC 28146 Property Records

Rowan County property record for 223 Spruce St, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,155 sqft · built 1978
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2020)
Tax Bill	$2,481 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354B078`

Property Details

APN / Parcel Number

Primary APN	`354B078`
Alternative APN	`6290763`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,155 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	844 sqft
Finished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	223 SPRUCE ST
City	SALISBURY
State	NC
Zip	28146-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L30
Legal Subdivision	SECTION C OF EASTWOOD
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3010
Census Tract	51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 SPRUCE ST, SALISBURY, NC 28146-8623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Book / Page	1355 / 631
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	223 SPRUCE ST, SALISBURY, NC 28146-8623
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 SPRUCE ST, SALISBURY, NC 28146-8623

Mortgage

Document Number	0014040031
Date	Jun 14, 2022
Book Page	1404/31

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 31, 2020
Property Address	223 SPRUCE ST, SALISBURY, NC 28146-8623
Document Number	0013550631
Book / Page	1355 / 631
Map Reference	MB 9995 PG 1393
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5275 STOKES FERRY RD, 5275, SALISBURY, NC 28146-5086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 SPRUCE ST, SALISBURY, NC 28146-8623
Investor	Possibly a Property Investor

Mortgage

Document Number	1355632
Date	Aug 31, 2020
Instrument	1355/632

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Granite Quarry Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,481.00	$243,295 (-) Land $30,000 Building $213,295	$243,295 (-) Land $30,000 Building $213,295
2023	$2,481.00	$243,295 Land $30,000 Building $213,295	$243,295 Land $30,000 Building $213,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures