308 S Palmyra St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 308 S Palmyra St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jul 2023)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-P40-002-002-00`

Property Details

APN / Parcel Number

Primary APN	`054-P40-002-002-00`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	308 S PALMYRA ST
City	CHEBOYGAN
State	MI
Zip	49721-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF SUPERVISOR J M PENNELL'S SECOND ADDITION TO THE CITY OF CHEBOYGAN, LOTS 2 & 3, BLK 2. (SEC 36, T38N,R2W)
Legal Range	02W
Legal Township	038
Legal Section	36
Legal Subdivision	SUPRVRS JM PENNELLS 2ND ADD
Legal Lot Number	2-3
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	3
Census Block	3007
Census Tract	960200

Owner

308 S Palmyra St is owned and occupied by an individual who bought it in July 2023.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	308 S PALMYRA ST, CHEBOYGAN, MI 49721-1415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Mar 28, 2002 · Amount on File
Deed Book / Page	1510 / 981
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 5, 2023
Property Address	308 S PALMYRA ST, CHEBOYGAN, MI 49721-1415
Document Number	001510/981
Book / Page	1510 / 981
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 S PALMYRA ST, CHEBOYGAN, MI 49721-1415

Mortgage

Document Number	0001510982
Date	Jul 5, 2023
Instrument	1510/982

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	54 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 308 S Palmyra St was $2,486.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,700	$107,400
2025	$2,486.00
2023		$34,800	$69,600
2022	$988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 S Palmyra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 S Palmyra St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20