220 S Palmyra St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 220 S Palmyra St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.282 acres (12,290 sqft)
Owner	Individual Name on File
Last Sale	$66,700 (Aug 2018)
Tax Bill	$885 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-P40-001-012-01`

Property Details

APN / Parcel Number

Primary APN	`054-P40-001-012-01`

Exterior

Lot Area	12,290 sqft (0.282 acres)

Location & Zoning

Street Address	220 S PALMYRA ST
City	CHEBOYGAN
State	MI
Zip	49721-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF SUPERVISOR J M PENNELL'S SECOND ADDITION TO THE CITY OF CHEBOYGAN, LOTS 22 & 23, BLK 1 *EXC: N 42FT OF LOTS 22 &23.
Legal Range	02W
Legal Township	024
Legal Section	36
Legal Subdivision	J M PENNELLS SECOND ADDITION
Legal Block	1
Legal Lot Number	22-24
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	3
Census Block	3006
Census Tract	960200

Owner

220 S Palmyra St is owned and occupied by an individual who bought it in August 2018.

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	509 N BALL ST, CHEBOYGAN, MI 49721-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage AMERIFIRST FINANCIAL
Aug 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Book / Page	1367 / 311
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	220 S PALMYRA ST, CHEBOYGAN, MI 49721-1472
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001367/0000000313
Date	Aug 30, 2018
Book Page	0000001367/0000000313

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 30, 2018
Property Address	220 S PALMYRA ST, CHEBOYGAN, MI 49721-1472
Document Number	1367/311
Book / Page	1367 / 311
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N BALL ST, CHEBOYGAN, MI 49721-1016

Tax Assessment & Valuation

The 2025 property tax bill for 220 S Palmyra St was $885 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,600	$129,200
2025	$885.00
2023		$42,300	$84,600
2022	$718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 S Palmyra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 S Palmyra St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Presque Isle Connect.

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