308 Ragan Rd, Todd, NC 28684 Property Records

Watauga County property record for 308 Ragan Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 2006
Lot Size	1.96 acres (85,378 sqft)
Owner	Company Name on Record
Last Sale	$416,500 (Oct 2025)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Oct 2025 Sale May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2924-82-5763-000`

Property Details

APN / Parcel Number

Primary APN	`2924-82-5763-000`
Alternative APN	`1813781`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Roof Material	Asphalt
Lot Area	85,378 sqft (1.96 acres)
Porch	Porch
Porch Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1813781
Street Address	308 RAGAN RD
City	TODD
State	NC
Zip	28684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CREEK CROSSING
Legal Subdivision	CREEK
Legal Lot Number	2
Jurisdiction	WATAUGA NC
Township / Civil Division	BALD MOUNTAIN
Census Block Group	2
Census Block	2000
Census Tract	920100

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1012 RED ROCK DR, DURHAM, NC 27703-0420
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer
May 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	2025754653
Deed Book / Page	2456 / 645
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	0020940636
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 22, 2025
Property Address	308 RAGAN RD, TODD, NC 28684
Document Number	0024560645
Book / Page	2456 / 645
Map Reference	MB 337 PG 156
Instrument Date	Oct 13, 2025
Instrument	754653
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount Recorded
Tax	$833.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6812 HOLLY MILL CT, RALEIGH, NC 27613-3342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 RED ROCK DR, DURHAM, NC 27703-0420

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	May 26, 2020
Property Address	308 RAGAN RD, TODD, NC 28684
Document Number	0020940636
Book / Page	002094 / 000636
Instrument Date	May 8, 2020
Instrument	690520
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6812 HOLLY MILL CT RALEIGH NC 276133342, RALEIGH, NC 27613-3342

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 17, 2018
Property Address	308 RAGAN RD, TODD, NC 28684
Document Number	0019730410
Book / Page	1973 / 0410
Instrument Date	May 14, 2018
Instrument	668792
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 GALWAY DR, 116, CHAPEL HILL, NC 27517-6591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6812 HOLLY MILL CT, RALEIGH, NC 27613-3342

Mortgage

Document Number	668793
Date	May 17, 2018
Instrument	668793

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00 (+1.05%)	$267,800 (-) Land $30,800 Building $237,000
2024	$1,142.00	$267,800 (-) Land $30,800 Building $237,000	$267,800 Land $30,800 Building $237,000
2023		$267,800 Land $30,800 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2003–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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