Watauga County property record for 145 Ragan Rd, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,372 sqft · built 1967 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,500 (Feb 2013) |
| Tax Bill | $720 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2924-82-9994-000 |
| Primary APN | 2924-82-9994-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Type | Basement |
| Garage Area | 2,000 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1736785 |
|---|---|
| Street Address | 145 RAGAN RD |
| City | TODD |
| State | NC |
| Zip | 28684-9569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BALD MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920100 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 YELLOW BRICK RD, TODD, NC 28684-9001 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2013 · Amount on Record |
| Deed Sale | Feb 28, 2013 · Amount on Record |
| Deed Document Number | 2013613789 |
| Deed Book / Page | 1685 / 117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 145 RAGAN RD, TODD, NC 28684-9569 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0020410601 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 2041/0601 |
| Instrument | 681405 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Funding / Finance Company |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,100 (-) Land $31,400 Building $124,700 | ||
| 2025 | $720.00 | $156,100 (-) Land $31,400 Building $124,700 | |
| 2024 | $156,100 Land $31,400 Building $124,700 | ||
| 2023 | $156,100 Land $31,400 Building $124,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (2003–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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