308 Rack Ln, Hubert, NC 28539 Property Records

Onslow County property record for 308 Rack Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 2003
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Oct 2008)
Tax Bill	$1,397 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1308H-12`

Property Details

APN / Parcel Number

Primary APN	`1308H-12`
Alternative APNs	`483371000` `055559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	247 ft deep x 148 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	483371000
Street Address	308 RACK LN
City	HUBERT
State	NC
Zip	28539-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L12 P2 BUCKHEAD
Legal Subdivision	BUCKHEAD PH 2 LOT 1-14
Legal Lot Number	12
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1007
Census Tract	2803

Owner

308 Rack Ln is owned and occupied by two individuals who acquired it in March 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 RACK LN, HUBERT, NC 28539-4547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2008 · Amount on File
Deed Sale	Oct 8, 2008 · Amount on File
Deed Book / Page	3134 / 802
Last Transfer Date	Mar 4, 2022
Transfer Doc	0057020812
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Mar 10, 2022
Property Address	308 RACK LN, HUBERT, NC 28539-4547
Document Number	0057020812
Book / Page	5702 / 812
Map Reference	MB 33 PG 211
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 RACK LN, HUBERT, NC 28539-4547

Mortgage

Document Number	0057020818
Date	Mar 10, 2022
Book Page	5702/818

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 308 Rack Ln was $1,397.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,397.00	$291,762 (+36.73%) Land $50,000 Building $241,762	$291,762 (+36.73%) Land $50,000 Building $241,762
2025	$1,397.00	$213,391 Land $40,000 Building $173,391	$213,391 Land $40,000 Building $173,391
2023	$1,397.00	$213,391 Land $40,000 Building $173,391	$213,391 Land $40,000 Building $173,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Rack Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Rack Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20