Onslow County property record for 303 Rack Ln, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,560 sqft · built 2003 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jun 2023) |
| Tax Bill | $1,325 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1308H-2 |
| Primary APN | 1308H-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 186 ft deep x 114 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 495347000 |
|---|---|
| Street Address | 303 RACK LN |
| City | HUBERT |
| State | NC |
| Zip | 28539-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | L2 P2 BUCKHEAD |
| Legal Subdivision | BUCKHEAD PH 2 LOT 1-14 |
| Legal Lot Number | 2 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2803 |
303 Rack Ln is owned and occupied by an individual who bought it in June 2023.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 RACK LN, HUBERT, NC 28539-4547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Nov 17, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2021 | Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on File |
| Deed Sale | Jun 26, 2023 · Amount on File |
| Prior Sale | Apr 23, 2021 · Amount on File |
| Deed Book / Page | 5988 / 273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 26, 2023 |
| Property Address | 303 RACK LN, HUBERT, NC 28539-4547 |
| Document Number | 0059880273 |
| Book / Page | 5988 / 273 |
| Instrument Date | Jun 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 RACK LN, HUBERT, NC 28539-4547 |
| Document Number | 0005988276 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 5988-276 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 303 RACK LN, HUBERT, NC 28539-4547 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0047020913 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 4702/913 |
| Instrument | 4702-913 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 23, 2021 |
| Property Address | 303 RACK LN, HUBERT, NC 28539-4547 |
| Document Number | 0054440220 |
| Book / Page | 5444 / 220 |
| Map Reference | MB33 PG211 SL J-238 |
| Instrument Date | Apr 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 RACK LN, HUBERT, NC 28539-4547 |
| Document Number | 0005444223 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 5444/223 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 303 Rack Ln was $1,325.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,325.00 | $275,220 Land $50,000 Building $225,220 | $275,220 Land $50,000 Building $225,220 |
| 2023 | $1,325.00 | $202,306 (-) Land $40,000 Building $162,306 | $202,306 (-) Land $40,000 Building $162,306 |
| 2022 | $1,325.00 | $202,306 Land $40,000 Building $162,306 | $202,306 Land $40,000 Building $162,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 Rack Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 303 Rack Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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