308 Orchid Ct, Troy, MO 63379 Property Records

Lincoln County property record for 308 Orchid Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 2025
Lot Size	0.778 acres (33,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-90-31-000-000-009.029`

Property Details

APN / Parcel Number

Primary APN	`14-90-31-000-000-009.029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
Basement Area	1,814 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,890 sqft (0.778 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	308 ORCHID CT
City	TROY
State	MO
Zip	63379-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 MANORS OF MAGNOLIA
Legal Range	01E
Legal Township	49N
Legal Section	31
Legal Lot Number	19
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2005
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 ORCHID CT, TROY, MO 63379-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jan 9, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 14, 2025
Property Address	308 ORCHID CT, TROY, MO 63379-3028
Document Number	002514/795
Book / Page	2514 / 795
Map Reference	MB 15 PG 9
Instrument Date	Oct 9, 2025
Instrument	2025008345
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 BRUNING LN, TROY, MO 63379-2472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ORCHID CT, TROY, MO 63379-3028

Mortgage

Document Number	2025008346
Date	Oct 14, 2025
Instrument	2025008346

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 9, 2025
Property Address	308 ORCHID CT, TROY, MO 63379-3028
Document Number	002506/722
Book / Page	2506 / 722
Map Reference	MB 15 PG 9
Instrument Date	Jan 8, 2025
Instrument	2025000167
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2026
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ORCHID CT, TROY, MO 63379-3028

Mortgage

Document Number	2025000168
Date	Jan 9, 2025
Instrument	2025000168

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,861 (+3.79%) Land $11,400 Building $49,461
2025	$3,684.00	$58,640 (+414.39%) Land $11,400 Building $47,240	$320,320 (+433.87%) Land $60,000 Building $260,320
2023		$11,400 Land $11,400	$60,000 Land $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber, Wisper ISP.

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