Lincoln County property record for 305 Orchid Ct, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,651 sqft · built 2025 |
| Lot Size | 0.417 acres (18,165 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-90-31-000-000-009.016 |
| Primary APN | 14-90-31-000-000-009.016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| Basement Area | 1,651 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,165 sqft (0.417 acres) |
| Garage Area | 1,121 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 305 ORCHID CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 MANORS OF MAGNOLIA |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 31 |
| Legal Lot Number | 6 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 810310 |
305 Orchid Ct is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 ORCHID CT, TROY, MO 63379-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 305 ORCHID CT, TROY, MO 63379-3030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 305 ORCHID CT, TROY, MO 63379-3030 |
| Document Number | 002518/420 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 2518/420 |
| Instrument | 2026001317 |
| Name | ACCESS CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 305 Orchid Ct was $2,791.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,065 (-) Land $9,500 Building $46,565 | ||
| 2025 | $2,791.00 | $56,065 Land $9,500 Building $46,565 | $295,080 Land $50,000 Building $245,080 |
| 2023 | $9,500 Land $9,500 | $50,000 Land $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Orchid Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Orchid Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Gateway Fiber, Wisper ISP.
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