308 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 308 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 1,716 sqft · built 1969
Lot Size	0.249 acres (10,846 sqft)
Owner	Company Name on File
Last Sale	$315,000 (May 2016)
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6324.11.65.6941000`

Property Details

APN / Parcel Number

Primary APN	`6324.11.65.6941000`
Alternative APNs	`225736` `53444`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,716 sqft Heated Area
Gross Area	1,341 sqft
1st Floor Area	897 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1999
Architectural Style	Cottage
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	147 ft deep x 75 ft wide

Exterior Amenities

Pool Area	336 sqft
Porch	Slab
Porch Area	168 sqft
Deck Area	69 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	53444
Street Address	308 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L52 54 B2 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	65
Legal Lot Number	52,54
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1008
Census Tract	970903

Owner

308 Ocean Dr is owned by a company that bought it in May 2016.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2230, ANGIER, NC 27501-2230
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2016 · Amount on File
Deed Sale	May 31, 2016 · Amount on File
Deed Document Number	20161543462
Deed Book / Page	1543 / 462
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	308 OCEAN DR, EMERALD ISLE, NC 28594-6903
Document Number	0017010261
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 RAWLS RD ANGIER NC 275016033, ANGIER, NC 27501-6033

Mortgage

Document Number	0017010261
Date	Dec 21, 2020
Book Page	001701/000261

Lender

Name	FIRST BK
Type	Bank
Address	CARY BR 315 N ACADEMY ST, CARY, NC 27513

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 Ocean Dr was $3,345.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,665 (-) Land $578,752 Building $303,913	$882,665 (-) Land $578,752 Building $303,913
2025	$3,345.00	$882,665 Land $578,752 Building $303,913	$882,665 Land $578,752 Building $303,913
2023		$451,868 Land $297,810 Building $154,058	$451,868 Land $297,810 Building $154,058
2022	$2,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Ocean Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20