302 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 302 Ocean Dr, Emerald Isle, NC 28594 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Cottage
Year Built	Built 1991
Square Footage	1,215 sqft Heated Area
Lot Size	10,803 sqft (0.248 acres)
Last Sale	$635,000 (2006)
Tax Bill	$3,308.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`6324.11.65.8956000`
Alternative APNs	`417938` `64102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,215 sqft Heated Area
Gross Area	1,744 sqft Gross Area
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Architectural Style	Cottage Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation Type	Pile Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,803 sqft (0.248 acres)
Depth X Width	145 ft x 75 ft Depth x Width

Exterior Amenities

Deck Area	120 sqft Deck
Porch	Porch
Porch Area	326 sqft Porch
Utility Building	252 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	64102
Street Address	302 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L43 45 B2 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	2
Legal Lot Number	43,45 45
Jurisdiction	CARTERET NC
Minor Civil Division	MOREHEAD
Census Blockgroup	1
Census Block	1008
Census Tract	970903

Owner

Source: Carteret County records · APN 6324.11.65.8956000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 5616, EMERALD ISLE, NC 28594-5616
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2006 · Amount on Record
Deed Sale	May 25, 2006 · Amount on Record
Prior Sale	Apr 25, 2005 · Amount on Record
Deed Doc Number	0001173148
Deed Book / Page	1173 / 148
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	302 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0015760274
Book / Page	001576 / 000274
Instrument Date	May 05, 2017
Transaction Type	Mortgage
Record Updated	Jun 01, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	302 OCEAN DR EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594

Mortgage

Document Number	0015760274
Date	May 22, 2017
Book Page	001576/000274

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2032

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,308.00 (+63.52%)	$871,263 (+142.38%) Land $602,960 Building $268,303	$871,263 (+142.38%) Land $602,960 Building $268,303
2023		$359,465 Land $266,760 Building $92,705	$359,465 Land $266,760 Building $92,705
2022	$2,023.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.