Burke County property record for 302 North St, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 889 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2020) |
| Tax Bill | $601.00 (2025) |
| Primary APN | 2704410046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 889 sqft Living Area |
| 1st Floor | 889 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional Style |
| Exterior Material | Asbestos Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 84 sqft Shed |
| Porch Area | 164 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 302 NORTH ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 302 NORTH ST MORGANTON, NC 28655 |
| Legal Subdivision | J R RAGAN |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 20600 |
Source: Burke County records · APN 2704410046
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 NORTH ST, MORGANTON, NC 28655-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage CERTAINTY HM LNS LLC |
| Oct 27, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 19, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Sep 19, 2019 · Amount on Record |
| Deed Doc Number | 202017046297 |
| Deed Book / Page | 2497 / 152 |
| Prior Transfer Date | Sep 04, 2013 |
| Prior Transfer Doc | 0021040576 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 302 NORTH ST, MORGANTON, NC 28655-2810 |
| Document Number | 0024970158 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 302 NORTH ST MORGANTON NC 286552810, MORGANTON, NC 28655-2810 |
| Document Number | 0024970158 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 002497/000158 |
| Instrument | 46298 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75024 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 27, 2020 |
| Property Address | 302 NORTH ST, MORGANTON, NC 28655-2810 |
| Document Number | 0024970152 |
| Book / Page | 002497 / 000152 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 46297 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 NORTH ST MORGANTON NC 286552810, MORGANTON, NC 28655-2810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 19, 2019 |
| Property Address | 302 NORTH ST, MORGANTON, NC 28655-2810 |
| Document Number | 0024250402 |
| Book / Page | 2425 / 0402 |
| Map Reference | MB 7 PG 336 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 2019032388 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 NORTH ST, MORGANTON, NC 28655-2810 |
| Document Number | 2019032389 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2019032389 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601.00 (+0.67%) | $90,895 (-) Land $8,531 Building $82,364 | $90,895 (-) Land $8,531 Building $82,364 |
| 2023 | $597.00 | $90,895 Land $8,531 Building $82,364 | $90,895 Land $8,531 Building $82,364 |
302 North St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures