308 N Second St, Ashkum, IL 60911 Property Records

Iroquois County property record for 308 N Second St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.347 acres (15,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Nov 2009)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10 28 128 004`

Property Details

APN / Parcel Number

Primary APN	`10 28 128 004`

Exterior

Lot Area	15,137 sqft (0.347 acres)

Location & Zoning

Street Address	308 N SECOND ST
City	ASHKUM
State	IL
Zip	60911-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 100' LTS 11,13, & 15 BLK 92
Legal Subdivision	AHKUM
Legal Block	92
Legal Lot Number	11,13
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2046
Census Tract	950300

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 N SECOND ST, ASHKUM, IL 60911-6900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Apr 19, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Dec 14, 2020	Deed of Trust, Mortgage · Construction Mortgage COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2009 · Amount on Record
Deed Sale	Nov 18, 2009 · Amount on Record
Deed Document Number	20099R5557
Last Transfer Date	Apr 15, 2021
Transfer Doc	0000001551
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	308 N SECOND ST, ASHKUM, IL 60911-6900
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 101, ASHKUM, IL 60911-0101

Mortgage

Document Number	00021R5238
Date	Dec 16, 2021
Instrument	21R5238

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	BOURBONNAIS, IL 60914

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Apr 19, 2021
Property Address	308 N SECOND ST, ASHKUM, IL 60911-6900
Document Number	21R1551
Instrument Date	Apr 15, 2021
Instrument	21R1551
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 N SECOND ST, ASHKUM, IL 60911-6900

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	308 N SECOND ST, ASHKUM, IL 60911-6900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 101, ASHKUM, IL 60911-0101

Mortgage

Document Number	20R4130
Date	Dec 14, 2020
Instrument	20R4130

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	BOURBONNAIS, IL 60914

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 25, 2021

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+37.5%)	$74,130 (+30.53%) Land $10,930 Building $63,200	$222,390 (+30.53%) Land $32,790 Building $189,600
2022	$3,731.00 Homeowner's exemption	$56,790 Land $8,370 Building $48,420	$170,370 Land $25,110 Building $145,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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