305 N Second St, Ashkum, IL 60911 Property Records

Iroquois County property record for 305 N Second St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.237 acres (10,353 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10 28 127 009`

Property Details

APN / Parcel Number

Primary APN	`10 28 127 009`

Exterior

Lot Area	10,353 sqft (0.237 acres)

Location & Zoning

Street Address	305 N SECOND ST
City	ASHKUM
State	IL
Zip	60911-6043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 50' LTS 1, 3 & 5 & S 25' OF N 100' LTS 1,3 & 5 BLK 107
Legal Subdivision	TOWN OF ASHKUM
Legal Block	107
Legal Lot Number	1,3,5
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2047
Census Tract	950300

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 151, ASHKUM, IL 60911-0151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit IROQUOIS FSLA
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit IROQUOIS FSLA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	305 N SECOND ST, ASHKUM, IL 60911-6043
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00025R3389
Date	Oct 6, 2025
Instrument	25R3389

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	305 N SECOND ST, ASHKUM, IL 60911-6043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18R0083
Date	Jan 10, 2018
Instrument	18R0083

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	CLIFTON, IL 60927

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	305 N SECOND ST, ASHKUM, IL 60911-6043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R3486
Date	Oct 26, 2020
Instrument	20R3486

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate	2.25%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,409.00 (+35.25%)	$64,550 (+30.54%) Land $7,270 Building $57,280	$193,650 (+30.54%) Land $21,810 Building $171,840
2022	$3,260.00 Homeowner's exemption	$49,450 Land $5,570 Building $43,880	$148,350 Land $16,710 Building $131,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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