Miami County property record for 308 N Grant St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,855 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,500 (Dec 2024) |
| Tax Bill | $2,384 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-007000 |
| Primary APN | H19-007000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,855 sqft Living Area |
| 1st Floor Area | 2,366 sqft |
| Upper Floors Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 171 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 308 N GRANT ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 584 47 1/2 |
| Legal Subdivision | AARON ULLERY ADDITION |
| Legal Lot Number | 584 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 325000 |
308 N Grant St is owned and occupied by two individuals who bought it in December 2024.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 N GRANT ST, COVINGTON, OH 45318-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENVILLE NATIONAL BANK |
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/WSTN OH |
| Jan 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/WSTN OH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on File |
| Deed Sale | Dec 20, 2024 · Amount on File |
| Prior Sale | Apr 14, 2021 · Amount on File |
| Deed Document Number | 202413379 |
| Prior Transfer Date | Mar 2, 2021 |
| Prior Transfer Doc | 0000004828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 14, 2021 |
| Property Address | 308 N GRANT ST, COVINGTON, OH 45318-1628 |
| Document Number | 0000006373 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 2021OR-06373 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 308 N GRANT ST, COVINGTON, OH 45318-1628 |
| Document Number | 0000006374 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021OR-06374 |
| Name | GREENVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 308 N GRANT ST, COVINGTON, OH 45318-1628 |
| Document Number | 0000000822 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 N GRANT ST COVINGTON OH 453181628, COVINGTON, OH 45318-1628 |
| Document Number | 0000000822 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 822 |
| Name | FIFTH THIRD BK/WSTN OH |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 22, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 308 N GRANT ST, COVINGTON, OH 45318-1628 |
| Document Number | 0000001693 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 N GRANT ST COVINGTON OH 453181628, COVINGTON, OH 45318-1628 |
| Document Number | 0000001693 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 1693 |
| Name | FIFTH THIRD BK/WSTN OH |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 11, 2028 |
The 2025 property tax bill for 308 N Grant St was $2,384 with a homeowner's exemption, up 4.6% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,384.00 (+4.61%) Homeowner's exemption | $78,930 (+29.67%) Land $8,470 Building $70,460 | $225,500 Land $24,200 Building $201,300 |
| 2024 | $2,279.00 (+3.78%) Homeowner's exemption | $60,870 (-) Land $9,210 Building $51,660 | |
| 2023 | $2,196.00 (-3.39%) Homeowner's exemption | $60,870 (-) Land $9,210 Building $51,660 | $173,900 (-) Land $26,300 Building $147,600 |
| 2022 | $2,273.00 Homeowner's exemption | $60,870 Land $9,210 Building $51,660 | $173,900 Land $26,300 Building $147,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 N Grant St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 308 N Grant St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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