210 N Grant St, Covington, OH 45318 Property Records

Miami County property record for 210 N Grant St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jul 2009)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H19-006960`

Property Details

APN / Parcel Number

Primary APN	`H19-006960`
Alternative APNs	`080529.2-14-007-00` `H19NH066 00300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
1st Floor Area	2,552 sqft
Upper Floors Area	480 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	210 N GRANT ST
City	COVINGTON
State	OH
Zip	45318-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 580 60
Legal Subdivision	PLAT OF AARON ULLERYS ADDITION
Legal Lot Number	580
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2025
Census Tract	325000

Owner

210 N Grant St is owned and occupied by two individuals who bought it in July 2009.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 N GRANT ST, COVINGTON, OH 45318-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 23, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 15, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2009 · Amount on File
Deed Sale	Jul 1, 2009 · Amount on File
Prior Sale	Sep 4, 2001 · Amount on File
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	210 N GRANT ST, COVINGTON, OH 45318-1626
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 N GRANT ST, COVINGTON, OH 45318-1626

Mortgage

Document Number	0000004031
Date	Apr 15, 2025
Instrument	2025OR-04031

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 16, 2055

Interest

Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	210 N GRANT ST, COVINGTON, OH 45318-1626
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 N GRANT ST, COVINGTON, OH 45318-1626

Mortgage

Document Number	0000010951
Date	Oct 23, 2024
Instrument	2024OR-10951

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 13, 2054

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 15, 2026
Property Address	210 N GRANT ST, COVINGTON, OH 45318-1626
Document Number	0000000643
Instrument Date	Jan 13, 2026
Instrument	2026OR-00643
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 N GRANT ST, COVINGTON, OH 45318-1626

Mortgage

Document Number	0000000644
Date	Jan 15, 2026
Instrument	2026OR-00644

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 210 N Grant St was $1,682 with a homeowner's exemption, up 1.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (+1.57%) Homeowner's exemption	$55,690 (+25.88%) Land $10,570 Building $45,120	$159,100 Land $30,200 Building $128,900
2024	$1,656.00 (+3.76%) Homeowner's exemption	$44,240 (-) Land $11,480 Building $32,760
2023	$1,596.00 (-3.39%) Homeowner's exemption	$44,240 (-) Land $11,480 Building $32,760	$126,400 (-) Land $32,800 Building $93,600
2022	$1,652.00 Homeowner's exemption	$44,240 Land $11,480 Building $32,760	$126,400 Land $32,800 Building $93,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 N Grant St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 210 N Grant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Grant St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures