Lafayette County property record for 308 N Elm, Emma, MO 65327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,016 sqft · built 1979 |
| Lot Size | 0.323 acres (14,079 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,265 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1.0-01-0-000-019.000 |
| Primary APN | 19-1.0-01-0-000-019.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| Basement Area | 1,016 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,079 sqft (0.323 acres) |
| Lot Dimensions | 128 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 308 N ELM |
|---|---|
| City | EMMA |
| State | MO |
| Zip | 65327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE1/4; 596-737, 936-21, 936-24, 1183-1146, 2017DR0676, 2025DR0646 |
| Legal Range | 24 |
| Legal Township | 48 |
| Legal Section | 01 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | FREEDOM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 90500 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 N ELM, EMMA, MO 65327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Feb 28, 2025 |
| Property Address | 308 N ELM, EMMA, MO 65327 |
| Document Number | 2025DR0646 |
| Instrument Date | Feb 27, 2025 |
| Instrument | 2025DR0646 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 N ELM ST, CONCORDIA, MO 64020-6424 |
| Document Number | 2025DR0647 |
|---|---|
| Date | Feb 28, 2025 |
| Instrument | 2025DR0647 |
| Name | GUILD MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Emma City |
| Unified School District | Concordia R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,265.00 | $19,859 (+14.01%) | $104,520 (+14.01%) Land $10,010 Building $94,510 |
| 2023 | $17,419 | $91,678 Land $8,778 Building $82,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PETTIS/JOHNSON/SALINE PWSD 1 serves 1,000 people · EPA ID MO3021332 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
May also be available: T-Mobile.
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