206 N Elm, Emma, MO 65327 Property Records

Lafayette County property record for 206 N Elm, Emma, MO 65327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1905
Lot Size	0.434 acres (18,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,928 (Feb 2024)
Tax Bill	$574 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1.0-01-0-000-025.000`

Property Details

APN / Parcel Number

Primary APN	`19-1.0-01-0-000-025.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,286 sqft Living Area
Basement Area	128 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,901 sqft (0.434 acres)
Lot Dimensions	135 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	206 N ELM
City	EMMA
State	MO
Zip	65327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4; 696-545, 699-254, 796-370, 2020DR1508, 2020DR1723, 2021DR3973, 2024DR0454
Legal Range	24
Legal Township	48
Legal Section	01
Jurisdiction	LAFAYETTE MO
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2007
Census Tract	90500

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 251, TIPTON, MO 65081-0251
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Aug 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GENEVA FINANCIAL LLC
May 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Aug 2, 2021
Deed Document Number	2024454
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Feb 9, 2024
Property Address	206 N ELM, EMMA, MO 65327
Document Number	2024DR0454
Instrument Date	Feb 7, 2024
Instrument	2024DR0454
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 251, TIPTON, MO 65081-0251
Investor	Possibly a Property Investor

Mortgage

Document Number	2024DR0455
Date	Feb 9, 2024
Instrument	2024DR0455

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 2, 2021
Property Address	206 N ELM, EMMA, MO 65327
Document Number	2021DR3973
Instrument Date	Aug 2, 2021
Instrument	2021DR3973
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N ELM ST, EMMA, MO 65327

Mortgage

Document Number	2021DR3974
Date	Aug 2, 2021
Instrument	2021DR3974

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	May 6, 2020
Property Address	206 N ELM, EMMA, MO 65327
Document Number	2020DR1723
Instrument Date	May 1, 2020
Instrument	2020DR1723
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S SANDIA ST, CONCORDIA, MO 64020-8312

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Emma City
Unified School District	Concordia R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$574.00	$9,008 (+14.01%)	$47,410 (+14%) Land $13,080 Building $34,330
2023		$7,901	$41,586 Land $11,476 Building $30,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PETTIS/JOHNSON/SALINE PWSD 1 serves 1,000 people · EPA ID MO3021332
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Green Hills Technologies Cable	250 / 20

May also be available: T-Mobile.

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