308 N Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 308 N Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1914
Lot Size	0.126 acres (5,480 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2023)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-15-301-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-15-301-003-000`
Alternative APN	`30247`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Finished Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,480 sqft (0.126 acres)
Lot Dimensions	124 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	30247
Street Address	308 N CLIFF AVE
City	SIOUX FALLS
State	SD
Zip	57103-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N12 S23 SW14 (EX H-1) BLOCK 4 EAST SIOUX FALLS ADDN IN CITY OF SIOUX FALLS
Legal Subdivision	EAST SIOUX FALLS ADDN
Legal Block	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3002
Census Tract	500

Owner

308 N Cliff Ave is owned and occupied by an individual who bought it in July 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	308 N CLIFF AVE, SIOUX FALLS, SD 57103-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST BANK & TRUST
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Deed Book / Page	621-D / 132
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	308 N CLIFF AVE, SIOUX FALLS, SD 57103-1321
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1972/818
Date	Jul 25, 2023
Book Page	MTG 1972/818

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	308 N CLIFF AVE, SIOUX FALLS, SD 57103-1321
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1972/811
Date	Jul 25, 2023
Book Page	MTG 1972/811

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	BROOKINGS, SD 57006

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 308 N Cliff Ave was $1,810.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,680 (+3.62%) Land $16,813 Building $119,867	$136,680 Land $16,813 Building $119,867
2025	$1,810.00	$131,900 (-0.38%) Land $17,000 Building $114,900
2024	$1,810.00	$132,400 Land $17,000 Building $115,400
2022	$1,558.00	$101,900 Land $16,200 Building $85,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 N Cliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 N Cliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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