308 N 4th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 308 N 4th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,348 sqft · built 1975
Lot Size	0.114 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,200 (Jun 2017)
Tax Bill	$6,808 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`12-12-31-4500-00450-0140`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00450-0140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,348 sqft Heated Area
Gross Area	160 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.114 acres)
Driveway	Driveway
Driveway Area	280 sqft
Patio Area	310 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	308 N 4TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUBDIVISION BLOCK 45 LOT 14 OR 72 PG 522 OR 372 PG 342 OR 1315 PG 1817-OD OR 1315 PG 1818-OD OR 2210/1343
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUBDIVISION
Legal Block	45
Legal Lot Number	14
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1036
Census Tract	60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Jul 23, 2019	Deed of Trust, Mortgage US MTG/FL
Jun 8, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	2017020240
Deed Book / Page	2210 / 1343
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	308 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14144 FAIRWIND LN, BROOMFIELD, CO 80023-6591

Mortgage

Document Number	0025281419
Date	Feb 19, 2021
Book Page	2528/1419
Instrument	2021008676

Lender

Name	NP INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	308 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Document Number	0023721576
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14144 FAIRWIND LN BROOMFIELD CO 800236591, BROOMFIELD, CO 80023-6591

Mortgage

Document Number	0023721576
Date	Jul 30, 2019
Book Page	002372/001576
Instrument	27936

Lender

Name	US MTG/FL
Type	Mortgage Company
Address	4800 N FEDERAL HWY # 200, BOCA RATON, FL 33431-5188

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 8, 2017
Property Address	308 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Document Number	0022101343
Book / Page	002210 / 001343
Instrument Date	May 2, 2017
Instrument	20240
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,996.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14144 FAIRWIND LN BROOMFIELD CO 800236591, BROOMFIELD, CO 80023-6591

Mortgage

Document Number	22101345
Date	Jun 8, 2017
Book Page	002210/001345
Instrument	20241

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.62%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,808.00 (+17.99%)	$352,737 (+14.46%) Land $136,500 Building $216,237	$352,737 (+14.46%) Land $136,500 Building $216,237
2023	$5,770.00 (+8.19%)	$308,173 (+2.59%) Land $105,000 Building $203,173	$308,173 (+2.59%) Land $105,000 Building $203,173
2022	$5,333.00	$300,388 Land $105,000 Building $195,388	$300,388 Land $105,000 Building $195,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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