300 N 4th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 300 N 4th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1976
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2022)
Tax Bill	$6,020 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-31-4500-00450-0160`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00450-0160`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,968 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.114 acres)
Patio Area	264 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	300 N 4TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUBD BLOCK 45 LOT 16 OR 60 PG 367 OR BOOK 75 PAGE 387 OR BOOK 104 PAGE 363 OR 122/615 OR 1702/694-OD OR 1831/235
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUB
Legal Block	45
Legal Lot Number	16
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1036
Census Tract	60302

Owner

300 N 4th St is owned and occupied by an individual who bought it in April 2022.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	300 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BERNARD DARCY
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Deed Document Number	0002682428
Deed Book / Page	1831 / 0236
Prior Transfer Date	Aug 30, 2011
Prior Transfer Doc	2011023483
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 28, 2022
Property Address	300 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Document Number	0026820428
Book / Page	2682 / 428
Map Reference	MB 1 PG 24
Instrument Date	Apr 21, 2022
Instrument	2022022134
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 N 4TH ST, 300, FLAGLER BEACH, FL 32136-3374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 N 4TH ST, FLAGLER BEACH, FL 32136-3374

Mortgage

Document Number	0002682429
Date	Apr 28, 2022
Instrument	2682/429

Lender

Name	BERNARD DARCY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	300 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025521300
Date	Apr 19, 2021
Book Page	2552/1300
Instrument	2021021226

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	300 N 4TH ST, FLAGLER BEACH, FL 32136-3374
Document Number	0023690107
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 N 4TH ST FLAGLER BEACH FL 321363374, FLAGLER BEACH, FL 32136-3374

Mortgage

Document Number	0023690107
Date	Jul 12, 2019
Book Page	002369/000107
Instrument	25633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 300 N 4th St was $6,020 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,020.00 Homeowner's exemption	$351,888 Land $166,500 Building $185,388	$351,888 Land $166,500 Building $185,388
2023	$5,922.00 (+315.87%)	$300,325 (+161.82%) Land $123,000 Building $177,325	$300,325 (+1.57%) Land $123,000 Building $177,325
2022	$1,424.00 Homeowner's exemption	$114,705	$295,697 Land $123,000 Building $172,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 300 N 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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