308 N 3rd Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 308 N 3rd Ave, Virginia, MN 55792

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details4 bd · 4 ba · 2,404 sqft · built 1917
Lot Size0.321 acres (13,996 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Aug 2021)
Tax Bill$2,676 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN090-0010-01340

Property Details

APN / Parcel Number

Primary APN090-0010-01340
Alternative APN
  • 973291

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,404 sqft Gross Area
1st Floor Area1,238 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Exterior MaterialMetal
Construction TypeFrame
Lot Area13,996 sqft (0.321 acres)
Garage Area528 sqft
PorchPorch
Porch Area48 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number973291
Street Address308 N 3RD AVE
CityVIRGINIA
StateMN
Zip55792-2410
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionS 35 FT OF N 160 FT SERIAL #
Legal SubdivisionVIRGINIA
Legal Block9
JurisdictionST LOUIS MN
Township / Civil DivisionVIRGINIA
Census Block Group3
Census Block3000
Census Tract13000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7750 GRAY RD, COTTON, MN 55724-8011
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2021 · Amount on File
Deed SaleAug 11, 2021 · Amount on File
Deed Document Number20211421483
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 11, 2021
Property Address308 N 3RD AVE, VIRGINIA, MN 55792-2410
Document Number0001421483
Instrument DateJun 30, 2021
Instrument1421483
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7750 GRAY RD, COTTON, MN 55724-8011

Mortgage

Document Number0001421484
DateAug 11, 2021
Instrument1421484
Lender
NameTHE MINERS NATIONAL BANK OF EVELETH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJun 30, 2051
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJun 30, 2026
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change7.75%
Index1-Year CMT
Margin3
Max Rate14.7%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityVirginia City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,676.00 (+21.97%)
2025$2,194.00 (+9.15%)$82,700 (-3.95%) Land $10,700 Building $72,000$82,700 (-3.95%) Land $10,700 Building $72,000
2024$2,010.00$86,100 (+69.16%) Land $10,100 Building $76,000$86,100 (+69.16%) Land $10,100 Building $76,000
2022$50,900 Land $8,800 Building $42,100$50,900 Land $8,800 Building $42,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVirginia
serves 8,361 people · EPA ID MN1690046
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
2,000 / 1,000
CTC
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on N 3rd Ave

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