202 N 3rd Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 202 N 3rd Ave, Virginia, MN 55792

Property Summary

Property Type	Residential Vacant Land
Details	6,400 sqft · built 1908
Lot Size	0.129 acres (5,632 sqft)
Owner	Company Name on Record
Last Sale	$7,500 (Feb 2026)
Tax Bill	$264 (2026)
Deeds & Mortgages	Feb 2026 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0010-02240`

Property Details

APN / Parcel Number

Primary APN	`090-0010-02240`
Alternative APNs	`1194710` `913264`

Interior

Units	9 Units
Stories	2 Stories
Building Area	6,400 sqft Gross Area
1st Floor Area	3,200 sqft
Basement Area	3,200 sqft
Unfinished Basement	3,200 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1970
Lot Area	5,632 sqft (0.129 acres)
Porch	Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1194710
Street Address	202 N 3RD AVE
City	VIRGINIA
State	MN
Zip	55792-2440
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S 45 FT LOTS 1 THRU 4 SUBJECT TO SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	14
Legal Lot Number	1-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2002
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	301 1ST ST N, VIRGINIA, MN 55792-2515
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer UP NORTH TITLE INC
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage MID MINNESOTA FCU
May 7, 2019	Loan Modification, Mortgage · Conventional Mortgage NORTHERN ST BK/VA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	20261528090
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 17, 2026
Property Address	202 N 3RD AVE, VIRGINIA, MN 55792-2440
Document Number	0001528090
Instrument Date	Jan 26, 2026
Instrument	1528090
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$24.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 1ST ST N, VIRGINIA, MN 55792-2515

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2020
Property Address	202 N 3RD AVE, VIRGINIA, MN 55792-2440
Document Number	00A1387992
Instrument Date	Aug 7, 2020
Instrument	A1387992
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 308 VIRGINIA MN 557920308, VIRGINIA, MN 55792-0308

Mortgage

Document Number	A1387993
Date	Aug 17, 2020
Instrument	A1387993

Lender

Name	MID MINNESOTA FCU
Type	Credit Union
Address	BAXTER, MN 56425

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	202 N 3RD AVE, VIRGINIA, MN 55792-2440
Document Number	00A1355071
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1021 S 2ND AVE VIRGINIA MN 557922878, VIRGINIA, MN 55792-2878

Mortgage

Document Number	00A1355071
Date	May 21, 2019
Instrument	A1355071

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 20, 2024

Interest

Rate	2%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$264.00 (+2.33%)
2025	$258.00 (+12.17%)	$6,600 (-) Land $6,600	$6,600 (-) Land $6,600
2024	$230.00	$6,600 (-) Land $6,600	$6,600 (-) Land $6,600
2022		$6,600 Land $6,600	$6,600 Land $6,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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