Bradford County property record for 308 Mud Creek Rd, Troy, PA 16947
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2.5 ba · built 1999 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2016) |
| Tax Bill | $3,370 (2026) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-081.00-113-001-000 |
| Primary APN | 53-081.00-113-001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Lot Area | 86,684 sqft (1.99 acres) |
| Street Address | 308 MUD CREEK RD |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-7757 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | MODULAR, ATTD GARAGE |
| Legal Subdivision | SURVEY OF LEON RATHBURN SUBDIVISION |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 950700 |
308 Mud Creek Rd, a residential property, is owned and occupied by an individual who bought it in September 2016.
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 MUD CREEK RD, TROY, PA 16947-7757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK NA |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ELMIRA SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on File |
| Deed Sale | Sep 20, 2016 · Amount on File |
| Deed Document Number | 201612645 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 308 MUD CREEK RD, TROY, PA 16947-7757 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202303376 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 202303376 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 308 MUD CREEK RD, TROY, PA 16947-7757 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202204296 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 202204296 |
| Name | ELMIRA SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ELMIRA, NY 14901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
The 2026 property tax bill for 308 Mud Creek Rd was $3,370.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Troy Township |
| Unified School District | Troy Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,370.00 | $53,000 | |
| 2024 | $3,068.00 | $53,000 | |
| 1999 | $105,965 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Mud Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Mud Creek Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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