Bradford County property record for 269 Mud Creek Rd, Troy, PA 16947
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · built 1999 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Mar 2020) |
| Tax Bill | $6,003 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-081.00-106-003-000 |
| Primary APN | 53-081.00-106-003-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 269 MUD CREEK RD |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-9596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE W/ATT GARAGE |
| Legal Subdivision | SUBDIVISION OF LANDS OF ROSSA A BRISTOL |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 950700 |
269 Mud Creek Rd is owned and occupied by two individuals who bought it in March 2020.
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 269 MUD CREEK RD, TROY, PA 16947-9596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Mar 31, 2020 | Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on File |
| Deed Sale | Mar 31, 2020 · Amount on File |
| Prior Sale | Nov 20, 2014 · Amount on File |
| Deed Document Number | 20203165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 269 MUD CREEK RD, TROY, PA 16947-9596 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202403039 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 202403039 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 269 MUD CREEK RD, TROY, PA 16947-9596 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202301435 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 202301435 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 269 MUD CREEK RD, TROY, PA 16947-9596 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200761 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 202200761 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 6, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Mar 31, 2020 |
| Property Address | 269 MUD CREEK RD, TROY, PA 16947-9596 |
| Document Number | 0202003165 |
| Map Reference | MAP T-135 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 202003165 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 269 MUD CREEK RD, 269, TROY, PA 16947-9596 |
| Name | Verified Name |
|---|---|
| Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Document Number | 0202003166 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 202003166 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 269 Mud Creek Rd was $6,003.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Troy Township |
| Unified School District | Troy Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,003.00 | $94,400 | |
| 2024 | $5,464.00 | $94,400 | |
| 1999 | $207,105 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 269 Mud Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 269 Mud Creek Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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