Hamilton County property record for 308 Matlock St, Chattanooga, TN 37405
| Property Type | Vacant Land |
|---|---|
| Details | 1,306 sqft · built 1940 |
| Lot Size | 0.143 acres (6,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,500 (Jun 2020) |
| Tax Bill | $473 (2025) |
| Deeds & Mortgages | Jul 2025 Construction Loan Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 126L A 013 |
| Primary APN | 126L A 013 |
|---|
| Building Area | 1,306 sqft |
|---|
| Year Built | Built 1940 |
|---|---|
| Lot Area | 6,233 sqft (0.143 acres) |
| Lot Dimensions | 137 ft deep x 45.5 ft wide |
| Heating System | HVAC |
|---|
| Street Address | 308 MATLOCK ST |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2036 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | LT 49 SPEARS OF HILL CITY PB 1 PG 27 REV PB 133 PG 62 |
| Legal Subdivision | SPEARS SUB OF HILL C |
| Legal Lot Number | 49-48 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
308 Matlock St, vacant land, is owned by an individual who acquired it in July 2025.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 715 MERRIAM ST, CHATTANOOGA, TN 37405-3411 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2025 | Intrafamily Transfer, Transfer · Construction Mortgage NEW AMERICAN FUNDING |
| Jun 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on File |
| Deed Sale | Jun 11, 2020 · Amount on File |
| Prior Sale | Jun 11, 2020 · Amount on File |
| Deed Document Number | 0611000104 |
| Deed Book / Page | 012033 / 000062 |
| Last Transfer Date | Jul 24, 2025 |
| Transfer Doc | 0000000223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 24, 2025 |
| Property Address | 308 MATLOCK ST, CHATTANOOGA, TN 37405-2036 |
| Document Number | 0000000223 |
| Book / Page | 13992 / 733 |
| Map Reference | MB P3-133 PG 62 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 2025072400223 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 MERRIAM ST, CHATTANOOGA, TN 37405-3411 |
| Document Number | 0013992737 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 13992/737 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 11, 2020 |
| Property Address | 308 MATLOCK ST, CHATTANOOGA, TN 37405-2036 |
| Document Number | 0611000104 |
| Book / Page | 012033 / 000062 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 200611000104 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $342.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 MATLOCK ST CHATTANOOGA TN 374052036, CHATTANOOGA, TN 37405-2036 |
The 2025 property tax bill for 308 Matlock St was $473, up 61.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473.00 (+61.43%) | $31,250 (+138.1%) | $125,000 (+138.1%) Land $125,000 |
| 2024 | $293.00 | $13,125 (-) | $52,500 (-) Land $52,500 |
| 2023 | $293.00 | $13,125 (-) | $52,500 (-) Land $52,500 |
| 2022 | $293.00 | $13,125 | $52,500 Land $52,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Matlock St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Matlock St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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