1 Matlock St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1 Matlock St, Chattanooga, TN 37405

Property Summary

Property Type	Duplex
Details	3 ba · 1,843 sqft · built 1965
Lot Size	0.172 acres (7,535 sqft)
Owner	Individual Name on File
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`126L A 003`

Property Details

APN / Parcel Number

Primary APN	`126L A 003`
Alternative APN	`0000049655`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,843 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,535 sqft (0.172 acres)
Lot Dimensions	162 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000049655
Street Address	1 MATLOCK ST
City	CHATTANOOGA
State	TN
Zip	37405-2123
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LOT 33 SPEARS SUB OF HILL CITY PB1 PG27
Legal Subdivision	SPEARS SUB OF HILL C
Legal Lot Number	33
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Matlock St, a duplex, is owned by an individual who acquired it in April 2022.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	631 LARCHMONT CIR, LAWRENCEVILLE, GA 30044-8111
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 7, 2022
Transfer Doc	0000000266
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Apr 20, 2022
Property Address	1 MATLOCK ST, CHATTANOOGA, TN 37405-2123
Document Number	0000000266
Book / Page	12929 / 95
Map Reference	MB 1 G 27
Instrument Date	Apr 7, 2022
Instrument	2022042000266
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 LARCHMONT CIR, LAWRENCEVILLE, GA 30044-8111

Tax Assessment & Valuation

The 2025 property tax bill for 1 Matlock St was $1,396, down 13.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00 (-13.29%)	$92,160 (+28%)	$230,400 (+28%) Land $125,000 Building $105,400
2024	$1,610.00	$72,000 (-)	$180,000 (-) Land $70,000 Building $110,000
2023	$1,610.00	$72,000 (-)	$180,000 (-) Land $70,000 Building $110,000
2022	$1,610.00	$72,000	$180,000 Land $70,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Matlock St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Matlock St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20