Cook County property record for 307 Kenneth Cir, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1983 |
| Lot Size | 0.018 acres (792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Jun 1999) |
| Tax Bill | $2,356 (2023) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-402-092 |
| Primary APN | 06-07-402-092 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,064 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 792 sqft (0.018 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 307 KENNETH CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5134 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (KENINGTON) SQUARE (FIRST) ADDITION SUB OF PT OF SE S E SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | KENINGTON SQUARE FIRST |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 KENNETH CIR, ELGIN, IL 60120-5134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Jan 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage HOMEWARD RESID'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 1999 · Amount on Record |
| Deed Sale | Jun 18, 1999 · Amount on Record |
| Prior Sale | Jan 26, 1999 |
| Deed Document Number | 1999637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 307 KENNETH CIR, ELGIN, IL 60120-5134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 307 KENNETH CIR, ELGIN, IL 60120-5134 |
| Document Number | 0014208214 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2314208214 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 307 KENNETH CIR, ELGIN, IL 60120-5134 |
| Document Number | 1802657127 |
| Instrument Date | Jan 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 307 KENNETH CIR ELGIN IL 601205134, ELGIN, IL 60120-5134 |
| Document Number | 1802657127 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2657127 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 25, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,000 (+30.43%) Land $554 Building $14,446 | $150,000 (+30.43%) Land $5,540 Building $144,460 | |
| 2023 | $2,356.00 (+4.25%) | ||
| 2022 | $2,260.00 Homeowner's exemption | $11,500 Land $1,500 Building $10,000 | $115,000 Land $15,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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