308 E Spence St, Colby, WI 54421 Property Records

Marathon County property record for 308 E Spence St, Colby, WI 54421 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$116,500 (Jun 2019)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-2802-182-9981`

Property Details

APN / Parcel Number

Primary APN	`211-2802-182-9981`
Alternative APN	`46-182802-006-012-00-00`

Exterior

Lot Area	20,473 sqft (0.469 acres)

Location & Zoning

Street Address	308 E SPENCE ST
City	COLBY
State	WI
Zip	54421-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18-28-02 PT OF S 1/2 NW FRL 1/4 COM AT CTR OF SEC 18 W ALG C/L SPENCE ST 446' TO POB N 187' W 133' S 187' E 133' TO BEG
Legal Range	02
Legal Township	28
Legal Section	18
Legal Quarter	NW
Jurisdiction	MARATHON WI
Township / Civil Division	COLBY
Census Block Group	3
Census Block	3073
Census Tract	2200

Owner

Source: Marathon County records · APN 211-2802-182-9981

Assessment roll updated January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 E SPENCE ST, COLBY, WI 54421-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABBY BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI ABBYBANK
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage ABBYBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Sep 04, 2014 · Amount on Record
Deed Document Number	1782389
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	308 E SPENCE ST, COLBY, WI 54421-9526
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001894407
Date	Feb 14, 2024
Instrument	1894407

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	308 E SPENCE ST, COLBY, WI 54421-9526
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001815730
Date	Sep 25, 2020
Instrument	1815730

Lender

Name	ABBY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	308 E SPENCE ST, COLBY, WI 54421-9526
Document Number	0001809892
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E SPENCE ST COLBY WI 544219526, COLBY, WI 54421-9526

Mortgage

Document Number	0001809892
Date	Jul 23, 2020
Instrument	1809892

Lender

Name	ABBYBANK
Type	Bank
Address	ABBOTSFORD, WI 54405-0648

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Jun 28, 2019
Property Address	308 E SPENCE ST, COLBY, WI 54421-9526
Document Number	0001782389
Instrument Date	Jun 28, 2019
Instrument	1782389
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	MIDWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E SPENCE ST COLBY WI 544219526, COLBY, WI 54421-9526

Mortgage

Document Number	1782390
Date	Jun 28, 2019
Instrument	1782390

Lender

Name	ABBYBANK
Type	Bank
Address	ABBOTSFORD, WI 54405-0648

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Marathon County records · Assessment roll updated January 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Colby City
Unified School District	Colby School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00 (+41.88%)	$187,500 (+83.28%) Land $20,200 Building $167,300	$196,147 (+51.27%) Land $21,132 Building $175,015
2023	$1,927.00 Homeowner's exemption	$102,300 Land $16,900 Building $85,400	$129,671 Land $21,422 Building $108,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marathon County (55073C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Country Wireless	Fixed Wireless (licensed-by-rule)	100 / 100

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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