305 E Spence St, Colby, WI 54421 Property Records

Marathon County property record for 305 E Spence St, Colby, WI 54421

Property Summary

Property Type	Single Family Home
Lot Size	0.503 acres (21,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,500 (Feb 2019)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Feb 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`211-2802-183-9999`

Property Details

APN / Parcel Number

Primary APN	`211-2802-183-9999`
Alternative APN	`46-182802-009-000-00-00`

Exterior

Lot Area	21,954 sqft (0.503 acres)

Location & Zoning

Street Address	305 E SPENCE ST
City	COLBY
State	WI
Zip	54421-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18-28-02 PT OF FRL N 1/2 SW 1/4 - LOT 2 & OUTLOT 2 CSM VOL 55 PG 38 (#12720)(DOC #1308533
Legal Range	02
Legal Township	28
Legal Section	18
Legal Quarter	SW
Legal Subdivision	CERT SURV MAP 12720
Legal Lot Number	2
Jurisdiction	MARATHON WI
Township / Civil Division	COLBY
Census Block Group	3
Census Block	3055
Census Tract	2200

Owner

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E SPENCE ST, COLBY, WI 54421-9536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Warranty Deed, Transfer · Conventional with PMI FORWARD BK
Feb 5, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	1774570
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Feb 11, 2019
Property Address	305 E SPENCE ST, COLBY, WI 54421-9536
Document Number	0001774570
Instrument Date	Feb 5, 2019
Instrument	1774570
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	MIDWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 E SPENCE ST COLBY WI 544219536, COLBY, WI 54421-9536

Mortgage

Document Number	1774571
Date	Feb 11, 2019
Instrument	1774571

Lender

Name	FORWARD BK
Address	MARSHFIELD, WI 54449

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARATHON WI
Recording Date	Feb 5, 2018
Property Address	305 E SPENCE ST, COLBY, WI 54421-9536
Document Number	0001752903
Instrument Date	Sep 15, 2017
Instrument	1752903
Transaction Type	Foreclosure
Record Updated	Feb 19, 2018

Transaction

Amount	Amount Recorded
Tax	$144.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11091 30TH AVE CHIPPEWA FALLS WI 547296737, CHIPPEWA FALLS, WI 54729-6737

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Colby City
Unified School District	Colby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,229.00 (+20.13%)	$219,000 (+59.04%) Land $21,000 Building $198,000	$229,099 (+31.26%) Land $21,968 Building $207,131
2023	$2,688.00 Homeowner's exemption	$137,700 Land $15,400 Building $122,300	$174,541 Land $19,520 Building $155,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLBY WATERWORKS serves 1,829 people · EPA ID WI7370169
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Country Wireless Fixed Wireless	100 / 100

May also be available: Verizon.

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