308 E Division St, Lemont, IL 60439 Property Records

Cook County property record for 308 E Division St, Lemont, IL 60439 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,722 sqft · built 2023
Lot Size	0.22 acres (9,585 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jan 2020)
Tax Bill	$5,403 (2023)
Deeds & Mortgages	Jan 2023 Construction Loan Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-202-003`

Property Details

APN / Parcel Number

Primary APN	`22-29-202-003`
Alternative APN	`22-29-202-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,722 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,585 sqft (0.22 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	308 E DIVISION ST
City	LEMONT
State	IL
Zip	60439-4064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DOWSES) ADD TO (LEMONT) A SUB OF NW NE SEC 29-37-11
Legal Range	11E
Legal Township	37N
Legal Section	29
Legal Subdivision	DOWSES ADD TO LEMONT
Legal Block	3
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1029
Census Tract	824003

Owner

Source: Cook County records · APN 22-29-202-003

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 E DIVISION ST, LEMONT, IL 60439-4064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2023	Deed of Trust, Mortgage · Construction Mortgage INLAND BANK & TRUST
Dec 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage INLAND BANK & TRUST
Jan 02, 2020	Warranty Deed, Transfer · Conventional with PMI INLAND BK&TR
Nov 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2020 · Amount on Record
Deed Sale	Jan 02, 2020 · Amount on Record
Prior Sale	Aug 29, 2007 · Amount on Record
Deed Document Number	202049165
Last Transfer Date	Nov 21, 2022
Transfer Doc	0000045237
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	308 E DIVISION ST, LEMONT, IL 60439-4064
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E DIVISION ST, LEMONT, IL 60439-4064

Mortgage

Document Number	0000634032
Date	Jan 06, 2023
Instrument	2300634032

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 15, 2022
Property Address	308 E DIVISION ST, LEMONT, IL 60439-4064
Document Number	0034945237
Instrument Date	Nov 21, 2022
Instrument	2234945237
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 E DIVISION ST, LEMONT, IL 60439-4064

Mortgage

Document Number	0034945238
Date	Dec 15, 2022
Instrument	2234945238

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 02, 2020
Property Address	308 E DIVISION ST, LEMONT, IL 60439-4064
Document Number	2000249165
Instrument Date	Dec 27, 2019
Instrument	249165
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E DIVISION ST LEMONT IL 604394064, LEMONT, IL 60439-4064

Mortgage

Document Number	2000249166
Date	Jan 02, 2020
Instrument	249166

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	2000249167,
Date	Jan 02, 2020
Instrument	249167

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Nov 13, 2017
Property Address	308 E DIVISION ST, LEMONT, IL 60439-4064
Document Number	1731746251
Instrument Date	Nov 06, 2017
Instrument	31746251
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12043 S HAROLD AVE PALOS HEIGHTS IL 604631116, PALOS HEIGHTS, IL 60463-1116

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,500 (+391.8%) Land $5,991 Building $73,509	$795,000 (+391.8%) Land $59,910 Building $735,090
2023	$5,403.00 (+37.69%)
2022	$3,924.00	$16,165 Land $5,271 Building $10,894	$161,650 Land $52,710 Building $108,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318240031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979, rainfall accumulation

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 611 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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