104 E Division St, Lemont, IL 60439 Property Records

Cook County property record for 104 E Division St, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.066 acres (2,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2026)
Tax Bill	$3,949 (2023)
Deeds & Mortgages	Jul 2026 Sale Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-103-014`

Property Details

APN / Parcel Number

Primary APN	`22-29-103-014`
Alternative APN	`22-29-103-014-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,880 sqft (0.066 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	104 E DIVISION ST
City	LEMONT
State	IL
Zip	60439-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(NORTON) & (WARNER) SUB OF EH OF NE1/4 OF NW 1/4 EH N E NW SEC 29-37-11
Legal Range	11E
Legal Township	37N
Legal Section	29
Legal Subdivision	NORTON & WARNER
Legal Block	2
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1061
Census Tract	824005

Owner

Source: Cook County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10518 S ARTESIAN AVE, 2S, CHICAGO, IL 60655-1115
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage C & R MORTGAGE
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	20261832115
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0000004208
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 2, 2026
Property Address	104 E DIVISION ST, LEMONT, IL 60439-3807
Document Number	0000002115
Instrument Date	Jun 29, 2026
Instrument	20262115
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10518 S ARTESIAN AVE, 2S, CHICAGO, IL 60655-1115

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 14, 2022
Property Address	104 E DIVISION ST, LEMONT, IL 60439-3807
Document Number	0007307009
Instrument Date	Feb 17, 2022
Instrument	2207307009
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E DIVISION ST, LEMONT, IL 60439-3807

Mortgage

Document Number	0007307010
Date	Mar 14, 2022
Instrument	2207307010

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.5%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	104 E DIVISION ST, LEMONT, IL 60439-3807
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026428558
Date	Sep 21, 2021
Instrument	2126428558

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 (+11.65%) Land $1,800 Building $17,200	$190,000 (+11.65%) Land $18,000 Building $172,000
2023	$3,949.00 (-4.41%)
2022	$4,131.00 Homeowner's exemption	$17,017 Land $1,584 Building $15,433	$170,170 Land $15,840 Building $154,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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