308 E Appleby Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 308 E Appleby Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1948
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,305 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-121903`

Property Details

APN / Parcel Number

Primary APN	`07-121903`
Alternative APNs	`7121903` `121903`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Total Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	11,600 sqft (0.266 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	121903
Street Address	308 E APPLEBY AVE
City	CAMBRIDGE
State	MD
Zip	21613-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 15-11,600 SQ.FT. 308 E APPLEBY AVENUE CAMBRIDGE
Legal Subdivision	INDSLEYS SUBDIVISION B OF APPLEBY
Legal Lot Number	15
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1035
Census Tract	970600

Owner

Source: Dorchester County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Quit Claim Deed, Transfer · VA Mortgage AMERISAVE MORTGAGE CORPORATION
Jan 12, 2021	Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026
Deed Sale	Sep 29, 2026
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Book / Page	2044 / 30
Prior Transfer Date	Jul 6, 2026
Prior Transfer Doc	2044000030
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 29, 2026
Property Address	308 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Document Number	2044000030
Book / Page	2044 / 30
Instrument Date	Jul 6, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018

Mortgage

Document Number	2044000035,
Date	Sep 29, 2026
Book Page	2044/35

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 12, 2021
Property Address	308 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Document Number	0016200197
Book / Page	1620 / 197
Map Reference	LB JFD 1 FO 187
Instrument Date	Jan 8, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018

Mortgage

Document Number	0001620201
Date	Jan 12, 2021
Instrument	1620/201

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,305.00 (-0.39%)	$123,400 (+38.86%)	$123,800 (+0.49%) Land $31,700 Building $92,100
2025	$2,314.00 (+40.93%)
2023	$1,642.00	$88,867	$123,200 Land $31,700 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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