304 E Appleby Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 304 E Appleby Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,032 sqft · built 1944
Lot Size	0.242 acres (10,545 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Mar 2017)
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-138830`

Property Details

APN / Parcel Number

Primary APN	`07-138830`
Alternative APNs	`7138830` `138830`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Total Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,545 sqft (0.242 acres)
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	138830
Street Address	304 E APPLEBY AVE
City	CAMBRIDGE
State	MD
Zip	21613-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 17-10,545 SQ.FT. 304 APPLEBY AVENUE CAMBRIDGE
Legal Subdivision	INSLEYS SUB
Legal Lot Number	17
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1035
Census Tract	970600

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Jun 13, 2008 · Amount on Record
Deed Document Number	20171387-314
Deed Book / Page	1387 / 314
Prior Transfer Date	Nov 17, 2006
Prior Transfer Doc	MLB007730484
Record Updated	Sep 20, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 6, 2017
Property Address	304 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Document Number	0013870314
Book / Page	001387 / 000314
Instrument Date	Mar 1, 2017
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	FOUR SEASONS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	304 E APPLEBY AVE CAMBRIDGE MD 216133018, CAMBRIDGE, MD 21613-3018

Mortgage

Document Number	13870324
Date	Mar 6, 2017
Book Page	001387/000324

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,400 (-0.49%) Land $31,600 Building $150,800	$182,400 (-0.49%) Land $31,600 Building $150,800
2025	$3,442.00 (+24.26%)	$183,300 (+22.28%) Land $31,600 Building $151,700	$183,300 (-) Land $31,600 Building $151,700
2023	$2,770.00	$149,900	$183,300 Land $31,600 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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