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308 Cross St, Erwin, TN 37650 Property Records

Unicoi County property record for 308 Cross St, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details1 ba · 748 sqft · built 1954
Lot Size0.15 acres (6,554 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Jul 2025)
Tax Bill$555 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031N-B-001.00

Property Details

APN / Parcel Number

Primary APN031N-B-001.00
Alternative APNs
  • 086031N B 00100
  • 000008721

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area748 sqft Living Area
1st Floor Area748 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1994
Architectural StyleL-Shape
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,554 sqft (0.15 acres)
Lot Dimensions100 ft deep x 70 ft wide
TerrainRolling
Garage TypeCarport
Garage Area224 sqft
CarportCarport
Carport Area224 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area100 sqft
Deck Area112 sqft
Patio Area112 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address308 CROSS ST
CityERWIN
StateTN
Zip37650-2078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEVERGREEN BLK D LOT PT17 70X100
Legal SubdivisionEVERGREEN
Legal BlockD
Legal Lot Number17
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group1
Census Block1059
Census Tract80200

Owner

Source: Unicoi County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address501 JACKSON ST, UNICOI, TN 37692-4008
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleMar 12, 2025 · Amount on Record
Deed Document Number20251538
Deed Book / Page493 / 675
Record UpdatedJun 8, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateJul 14, 2025
Property Address308 CROSS ST, ERWIN, TN 37650-2078
Document Number0000493675
Book / Page493 / 675
Instrument DateJul 14, 2025
Instrument25001538
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyEVERGREEN TTL & CLOSING LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$477.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 JACKSON ST, UNICOI, TN 37692-4008

Mortgage

Document Number0025001539
DateJul 14, 2025
Instrument25001539
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$555.00$21,250 (-) Land $3,075 Building $18,175$85,000 (-) Land $12,300 Building $72,700
2024$555.00 (+11.22%)
2023$21,250 (-) Land $3,075 Building $18,175
2022$499.00$21,250 Land $3,075 Building $18,175$85,000 Land $12,300 Building $72,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 61% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Erwin Utilities
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Point Broadband Fiber Holding.

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